KARVE provides insurance solutions designed for the unique needs of SMEs, Private and Public D&O.

Businesses that are not publicly traded. Key characteristics

• Ownership limited to founders, investors, or a small group of shareholders.
• Can range from small businesses to large corporations.
• Must file full accounts, including Profit & Loss statement.
• Lenders, investors, or counterparties may request full financials privately.

Companies that trade shares on a stock exchange, such as the LSE or NYSE.

• Subject to strict financial reporting and governance rules.
• Ownership is open to institutional and retail investors.
• Must comply with regulatory bodies like the FCA (UK) or SEC (US).